:root{
  --primary: #0e1b4d;
  --text: #0b1026;
  --muted: #7a86a8;
  --bg: #ffffff;
  --surface: #f6f8ff;
  --radius: 14px;
  --shadow: 0 10px 30px rgba(10,22,50,.10);
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, "Apple Color Emoji", "Segoe UI Emoji"; color: var(--text); }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; border-radius: 10px; }
.container { width: min(1200px, 92%); margin: 0 auto; }
.btn {
  display: inline-flex; align-items: center; gap: .6rem; padding: .9rem 1.2rem;
  border-radius: 999px; background-image: linear-gradient(135deg,#6a5acd,#00c2ff); color: white; font-weight: 600;
  box-shadow: var(--shadow); border: 0; cursor: pointer;
}
.btn.outline { background: transparent; border: 2px solid #dfe3ff; color: var(--primary); }
.badge { font-size: .75rem; padding: .4rem .7rem; border-radius: 999px; background: #eef1ff; color: var(--primary); display: inline-block; }
header.site { position: sticky; top: 0; z-index: 50; backdrop-filter: blur(8px); background: rgba(255,255,255,.85); border-bottom: 1px solid #eef1ff; }
.nav { display: flex; align-items: center; justify-content: space-between; padding: .8rem 0; }
.logo { font-weight: 800; letter-spacing: .2px; color: var(--primary); font-size: 1.2rem; }
.logo span { background-image: linear-gradient(135deg,#6a5acd,#00c2ff); -webkit-background-clip: text; background-clip: text; color: transparent; }
nav ul { list-style: none; display: flex; gap: 1.1rem; margin: 0; padding: 0; }
nav a { color: #1a224b; opacity: .9; font-weight: 600; }
nav a.active { color: #111a44; text-decoration: underline; text-underline-offset: 6px; text-decoration-thickness: 2px; }
.hero { padding: 72px 0 40px; }
.hero .wrap { display: grid; grid-template-columns: 1.25fr 1fr; gap: 36px; align-items: center; }
.hero h1 { font-size: clamp(2rem, 2.4rem + 1vw, 3.2rem); line-height: 1.05; margin: 0 0 10px; }
.hero p.lead { font-size: 1.1rem; color: var(--muted); }
.hero .panel { background: var(--surface); padding: 18px; border-radius: var(--radius); box-shadow: var(--shadow); }
.grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; }
.grid-2 { display: grid; grid-template-columns: repeat(2,1fr); gap: 18px; }
.grid-4 { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; }
.card { background: var(--bg); border: 1px solid #eef1ff; border-radius: var(--radius); padding: 18px; box-shadow: var(--shadow); }
.card h3 { margin-top: 0; }
.kpis { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; }
.kpi { background: var(--surface); border-radius: var(--radius); padding: 18px; text-align: center; }
.kpi .value { font-weight: 800; font-size: 2rem; }
.section { padding: 52px 0; }
.section.alt { background: var(--surface); }
.section h2 { margin-top: 0; font-size: clamp(1.6rem, 1.4rem + .6vw, 2rem); }
.table { width: 100%; border-collapse: collapse; overflow: hidden; border-radius: 12px; }
.table th, .table td { padding: 12px 14px; border-bottom: 1px solid #eef1ff; text-align: left; }
.table th { background: #f4f6ff; }
.footer { padding: 28px 0; border-top: 1px solid #eef1ff; background: #fbfcff; }
.footer .cols { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 18px; }
.cta { display: flex; gap: 12px; flex-wrap: wrap; }
blockquote.quote { border-left: 4px solid #d9ddff; margin: 0; padding: 10px 16px; background: #fafbff; border-radius: 10px; }
.infographic { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.infographic .step { background: var(--bg); border: 1px dashed #bfc6ff; border-radius: var(--radius); padding: 16px; }
.tag { font-size: .8rem; padding: .4rem .7rem; border: 1px solid #e6e9ff; border-radius: 999px; }
.hero-img { border-radius: var(--radius); overflow: hidden; }
.notice { font-size: .9rem; color: var(--muted); }
.small { font-size: .92rem; color: var(--muted); }
hr.sep { border: 0; height: 1px; background: #eef1ff; margin: 28px 0; }
@media (max-width: 950px) {
  .hero .wrap { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: 1fr 1fr; }
  .kpis { grid-template-columns: 1fr 1fr; }
  .footer .cols { grid-template-columns: 1fr 1fr; }
}